Step One. Get Started
Before explaining how our program works, one of our Certified Debt Specialists takes time to get to know you and your financial situation.
Then, you’ll work together to customize your monthly deposit amounts based on your goals, the total amount of your enrolled debt, and budget.
Step Two. Get Going & Get Relief
Are you ready to reduce your debt? Request a consultation with us today, it’s quick & free!
Make Deposits Monthly
We’ll help you open a dedicated account that’ll be in your name and under your complete control. This is where you’ll send your monthly program deposits that go towards paying off your enrolled debts.
Manage Creditor Interactions
Limit communications with your creditors. We’ll direct you in how best to do this. At this point you will voluntarily stop paying on the credit cards enrolled in your program.
Our debt resolution negotiators begin to work on obtaining settlements to resolve your enrolled debt as soon as possible. Our expertise allows them to determine which of your creditors, and in which order, to settle to maximize your benefit from the program.
When your creditors agrees on a settlement, the negotiations team will reach out to you for approval. The money you deposited in your dedicated account is used to complete the settlement. Once your creditors have been paid in full, that debt will be “resolved”.